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Panama Relocation Concierge

Relocate to Panama with Clarity and Confidence

Personalized relocation guidance combining residency strategy, real estate orientation, and lifestyle integration — all through one trusted advisor.

No Spanish Required Fully Guided Process Licensed Legal Partners Canadians, Americans, Europeans, Sudafricans, NZ & Others
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The Challenge

Moving to Panama Alone Is Overwhelming

International clients face a maze of bureaucracy, language barriers, and fragmented services — with no single trusted guide to lead the way.

“There’s a better way — and it starts with one trusted guide.”

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Complex Bureaucracy

Visas, residency requirements, and legal procedures in Spanish are confusing and costly without deep local expertise and trusted legal relationships.

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Risk of Being Misguided

Fragmented services, unreliable providers, and costly mistakes are common for those navigating Panama’s systems alone without local knowledge.

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Fragmented Coordination

Managing lawyers, banks, immigration, and real estate agents simultaneously creates stress, delays, and gaps that can derail the entire process.

What We Do

Your Personal Bridge to Panama

A guided relocation experience combining legal coordination, strategic advisory, and lifestyle integration — all through one trusted advisor.

Concierge Residency

Legal Strategy & Residency

We identify your ideal visa pathway and coordinate with Panama’s top immigration attorneys to get you there — efficiently and without surprises.

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Asset Selection

Real Estate & Lifestyle

Curated property shortlists and neighborhood tours, matched to your lifestyle goals and investment objectives. No guesswork, just the right fit.

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Soft Landing

Concierge & Local Integration

Airport pickup, bank setup, driver’s license, SIM card — and introductions to our trusted local network from day one. You land, we handle the rest.

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“From the runway to your residency, we handle it all.”

Why Panama

Eight Reasons Panama Changes Everything

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Tax Efficiency

Territorial tax system — income earned abroad is completely untaxed.

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Tropical Climate

Year-round sunshine, warm temperatures, and coastal living.

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Safe & Stable

One of Latin America’s most politically and economically stable nations.

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Business-Friendly

Easy company setup and strong incentives for international investors.

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Trusted Local Network

Lawyers, doctors, accountants — we’ve built the network for you.

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World-Class Healthcare

Modern hospitals with English-speaking doctors at a fraction of US costs.

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Ideal for Families

Bilingual schools, safe neighborhoods, and a welcoming expat community.

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Hub of the Americas

Direct flights to 80+ global destinations from Panama City.

How It Works

The Curated Journey

A clear, guided process designed around you — from first call to full residency.

Phase 01

Discovery & Audit

A free call to assess your goals, residency pathway, and timeline. No commitment required.

Phase 02

Your Blueprint

We deliver a tailored roadmap — visa selection, service proposal, and property shortlist.

Phase 03

Execution

Private airport pickup. Appointments with lawyers, banks, and immigration. City tour included.

Phase 04

Arrival & Integration

Walk away with residency, bank account and your full local network.

Minimum recommended stay: 7 business days  ·  All-inclusive process pricing  ·  Flights, accommodation & meals not included

Premium Package

Everything You Need.
One Transparent Price.

Our comprehensive package covers legal residency and essential relocation services, designed for those who want to get started in Panama with complete peace of mind.

check_circle Friendly Nations Visa (Panama residency)
check_circle Personal & business bank account setup (crypto-friendly)
check_circle Full legal assistance & immigration process
check_circle Panamanian driver’s license assistance
check_circle Company incorporation (Panamanian S.A.)
check_circle Private SIM card setup with complimentary roaming across the Americas
check_circle Formal tax registration process
check_circle City tour: Panama Canal, Casco Viejo & Amador Causeway
check_circle Private airport pickup & hotel transfer
check_circle Access to full trusted network (legal, medical, real estate)
check_circle Private driver to all appointments
check_circle Dedicated WhatsApp support throughout the process

Customizable for corporate groups and larger families.

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Why Trust Us

Built on Expertise & Verified Partnerships

gavel Panama Bar-Registered Immigration Attorneys All legal work handled by licensed, bar-certified immigration lawyers in Panama.
real_estate_agent Licensed Real Estate Company (Panama) Fully licensed real estate advisory operating in Panama City and surrounding areas.
account_balance Crypto-Friendly Banking Partners Established relationships with banks that accept crypto-sourced funds for account opening.
checklist Certified Accountants & Tax Advisors Trusted network of certified CPAs and Panama-based tax professionals.
Client Voices

"We came to Panama overwhelmed — no Spanish, no clue about the system — and they made it all happen. Bank account in 48 hours, residency in record time. Absolute game changers."

"She has a great reputation here in the country and a trusted network of good people. This is invaluable when you move from another country — I highly recommend Palm & Passport for any of your relocation needs."

"Outstanding service and professionalism. For a small fee, it's insurance to ease the burden of arrival in a new country and system. I cannot recommend them more highly."

Zeph & Alicia Seiuli Google Review · Relocation Client ★★★★★
Richard Oostra Google Local Guide · Canada → Panama ★★★★★
Kevin Google Review · Relocation Client ★★★★★
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5.0 · Verified Google Reviews
Maale Jaramillo
P&P
Meet Your Guide

Maale Jaramillo

Founder · Immigration & Relocation Consultant

Maale Jaramillo is a Public Relations Specialist and Relocation Consultant based in Panama City. As founder of Palm & Passport, she brings a deeply personal and strategic approach to international relocation — combining local expertise, a trusted network of licensed professionals, and a genuine commitment to making your move smooth, informed, and memorable.

Whether you're relocating for lifestyle, investment, or family — Maale is your guide from day one.

"My goal is to offer not just a legal migration service, but a complete life experience — so you feel informed, supported, and truly at home from day one."
Common Questions

Everything You Need to Know

What visa options are available for relocating to Panama? +

Panama offers several residency pathways depending on your situation. The Friendly Nations Visa is popular for citizens of about 50 qualifying countries — it grants permanent residency with a relatively simple process. The Pensionado Visa is designed for retirees receiving a lifetime pension of $1,000/month or more and comes with substantial discounts on services and goods. The Qualified Investor Visa (Golden visa) is available to those investing $300,000+ in Panamanian real estate or financial instruments. The Remote Worker Visa (Short Stay) lets digital nomads live and work in Panama for up to 9 months.

The best pathway depends on your nationality, income sources, and long-term goals. We map out your optimal route during an initial strategy session.

What's included in the Palm & Passport concierge service? +

Our service covers the full relocation journey — not just paperwork. That includes a personalized residency strategy and visa selection, legal referrals and document coordination, real estate orientation tours in Panama City and beyond, neighborhood matching based on your lifestyle and budget, school and healthcare introductions, banking setup guidance, and ongoing advisory support after you arrive.

Think of it as having a knowledgeable local friend who handles the complexity so you can focus on building your new life.

How long does the relocation process take? +

Timelines vary depending on the visa type and individual circumstances. For the Friendly Nations Visa, applicants are first granted a provisional residence valid for up to 6 months. During this period, the process continues until the 2-year temporary residency is approved. Clients are typically required to return to Panama to complete this step.

After the 2-year residency, applicants may choose to apply for permanent residency for an additional cost. Once granted, permanent residency does not require renewal.

For the Pensionado Visa, residency is granted upon completion of the process and does not require any future renewals.

We build a personalized timeline based on your target move date, ensuring that each step is completed efficiently and in alignment with your relocation goals.

Do I need to speak Spanish to live in Panama? +

Not at all. Panama has one of the largest English-speaking expat communities in Latin America, particularly in Panama City neighborhoods like Punta Pacifica, El Cangrejo, and Clayton. Most banks, hospitals, international schools, and service providers in expat areas operate comfortably in English.

That said, learning conversational Spanish enriches daily life significantly — and we'll connect you with resources to get started if you'd like. It's an asset, not a requirement.

Start Today

Ready to Start Your New Chapter?

Send us a message or book a free discovery call. We’ll answer your questions and map out your personalized path to Panama.

Send Us a Message

Thank you — we’ll be in touch within 24 hours.